There’s World of Cars Online. I have an account there. It’s kind of fun, but you need to pay if you want to get the fancy stuff for your car. 
Ah, alright! So you CAN create you as a car. I doubt that they have a version just like my actual car in real life. Which I can’t disclose much details about on the internet. But I assure you, it fits me!
Yeah, there aren’t very many options to choose from. Three different styles of car which can be tweaked a bit once you’re on the site, and all look fairly standard.
Do you have to pay to get an account?
It’s free to register and play, but most of the good stuff requires an upgraded membership.
Yeah, it’s a lot like Club Penguin…you can join and it’s fun at first until you realize you can’t do anything unless you’re a memeber. 
I wonder if it’ll be like that forever. I mean, I was at CGDC (Speaking of Club Penguin, the creator of CP spoke there! It was an honor to meet him. Great guy. 
) and part of a discussion was that pay-by-the-month games are starting to die out and move onto different ways to make money.
I don’t know if that’ll apply so much to kid-targeted stuff though like it has to games like WoW. I mean, to a parent, 6$ a month to keep a kid who likes the internet in a safe, moderated environment isn’t as much to ask as the same of an adult who can take care of themselves and has plenty of other entertainment around the internet to choose from like, well, like Pixar Planet, actually. 
I have a WoC free account and I’m kinda meh on it. I have a free month to use from buying one of the games, so I can let you guys know how that turns out, if you want. I’m waiting for a month where I don’t have so much work piled up though.
I do like that they don’t sterotype the genders, though. Whether it be laziness on their part or purposeful though, the model choices for both genders are the same sans the eyes. I have a very square/boxy looking female car.
El Camino! It’s like the mullet of automobiles 
Not that I enjoy mullets 
(I don’t, they’re weird)
Fantasy Car: Orange Lamborghini Muircelago.
Reality Car: Orange Honda Civic, or Mitsibushi Lancer.